At Muse Dental Studio, we’re interested in providing world-class dental care that creates real value for our patients. In order to help make our treatments more affordable for everyone, we take a broad range of dental insurance plans. Our team knows the ins and outs of all these plans and can help you get the most out of your coverage. We love to save you money when we can while still providing the superior service you deserve.
DENTAL INSURANCE – HOUSTON, TX
Maximize your coverage, optimize your oral health
Insurances we accept
We accept payment from virtually any insurance company, and our team can help you understand the limits of your coverage. We will even file the claim for you! Examples of the insurance providers we work with include:
- Aetna
- Ameritas
- Blue Cross Blue Shield
- Cigna
- Delta Dental
- GEHA
- Guardian
- Humana
- MetLife
- Mutual of Omaha
- Principal Financial Group
- United Healthcare
How dental insurance works
As we noted above, every policy is a little different. In general, however, most insurance plans work something like this:
- Preventive care (routine cleanings, exams, and X-rays): 100% covered
- Minor restorative services (fillings, etc.): 70 – 80% covered
- Major restorative services (crowns, dentures, etc.): 50% covered
Your policy may have a waiting period before you are eligible to receive certain services. It also likely has an annual maximum, which is the highest dollar amount that your insurance company is willing to pay out for approved services within a calendar year.
In-network vs. out-of-network
An in-network dentist is one who already has a contract with the insurance company and has agreed to specific pricing for specific treatments. Using an in-network dentist is the most economical way to go for patients with dental insurance. Even if a dentist is out-of-network, you may still be able to use your insurance with them, especially if you have a PPO type plan. Out-of-pocket costs can vary significantly between in-network and out-of-network care providers.
Regardless of whether we are in your plan’s network or not, we will be happy to verify your coverage and help you get the maximum benefit from it.
When insurance doesn't cover a treatment
If a treatment you need is not covered by your insurance or a large balance remains after they have paid for what they cover, we can help you apply for financing through The Health Advantage Card. It has a reasonable APR, and promotional plans can help you to save even more on interest.
Would you like to learn more about dental insurance and how we can help you maximize your coverage? Contact Muse Dental Studio today.